/* Credmo Capital — public website layer (loads after style.css) */


:root{
  --wrap:1180px;
  --gutter:20px;
  --nav-site:70px;
  --ink:#16224A;
  --ink-2:#3D4A6B;
  --navy-3:#0E1D44;
  --glow-blue:rgba(44,92,255,.55);
  --glow-mint:rgba(20,195,142,.35);
}

html{scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-site) + 12px)}
body.site{background:var(--bg);padding:0;display:block;min-height:100dvh}
.site-main{display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter);width:100%}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;border-radius:10px;z-index:999}
.skip:focus{left:12px}

/* ============ ANNOUNCE ============ */
.announce{background:var(--blue);color:#fff;font-size:13px;font-weight:600}
.announce .wrap{display:flex;align-items:center;justify-content:center;gap:8px;padding:9px var(--gutter);text-align:center}

/* ============ NAV ============ */
.nav{
  position:sticky;top:0;z-index:100;background:rgba(255,255,255,.88);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(228,233,242,.9);
  transition:box-shadow .2s;
}
.nav.scrolled{box-shadow:0 6px 24px -14px rgba(11,23,52,.3)}
.nav-row{display:flex;align-items:center;gap:20px;height:var(--nav-site)}
.nav .brand{margin:0;flex-shrink:0}
.nav .brand-name{color:var(--navy);display:block}
.nav .brand-sub{color:var(--muted);display:block}
.nav-links{display:none;align-items:center;gap:4px;margin-left:auto}
.nav-links > a{
  padding:9px 13px;border-radius:10px;font-size:14px;font-weight:600;color:var(--ink-2);
  transition:background .16s,color .16s;white-space:nowrap;
}
.nav-links > a:hover{background:var(--line-soft);color:var(--navy)}
.nav-links > a.on{color:var(--blue);background:var(--blue-soft)}
.nav-mobile-cta{display:none}
.nav-cta{display:flex;align-items:center;gap:10px;margin-left:auto}
.nav-login{font-size:14px;font-weight:600;color:var(--navy);padding:8px 10px;display:none}
.nav-burger{
  width:42px;height:42px;border-radius:12px;border:1.5px solid var(--line);background:#fff;
  color:var(--navy);display:grid;place-items:center;cursor:pointer;
}
@media(min-width:1024px){
  .nav-links{display:flex}
  .nav-cta{margin-left:0}
  .nav-login{display:inline-block}
  .nav-burger{display:none}
}
@media(max-width:1023px){
  .nav{position:sticky}
  .nav-links{
    display:flex;flex-direction:column;align-items:stretch;gap:2px;
    position:absolute;left:0;right:0;top:100%;height:calc(100dvh - var(--nav-site));background:#fff;
    padding:14px var(--gutter) 30px;overflow-y:auto;z-index:99;border-top:1px solid var(--line);
    transform:translateY(-8px);opacity:0;pointer-events:none;visibility:hidden;
    transition:transform .22s,opacity .2s,visibility 0s linear .22s;
  }
  .nav-links.open{transform:none;opacity:1;pointer-events:auto;visibility:visible;transition:transform .22s,opacity .2s,visibility 0s}
  .nav-links > a{padding:14px 12px;font-size:16px;border-radius:12px}
  .nav-mobile-cta{display:grid;gap:10px;margin-top:18px;padding-top:18px;border-top:1px solid var(--line)}
  .nav-cta .btn{white-space:nowrap}
  body.nav-open{overflow:hidden}
}
@media(max-width:360px){
  .nav .brand-sub{display:none}
  .nav-cta .btn-sm{padding:9px 12px;font-size:13px}
}

/* ============ BUTTONS (site additions) ============ */
.btn-lg{padding:16px 26px;font-size:16px;border-radius:16px}
.btn-glass{background:rgba(255,255,255,.1);color:#fff;border:1.5px solid rgba(255,255,255,.22)}
.btn-glass:hover:not(:disabled){background:rgba(255,255,255,.18)}
.btn-white{background:#fff;color:var(--navy);box-shadow:0 6px 18px rgba(0,0,0,.18)}
.btn-white:hover:not(:disabled){background:#F3F6FF}
.btn-mint{background:var(--mint);color:#06392A;box-shadow:0 6px 18px rgba(20,195,142,.35)}
.btn-mint:hover:not(:disabled){background:#10B07F}
.btn-danger .spin{border-color:rgba(239,68,68,.3);border-top-color:var(--red)}

/* ============ TYPE ============ */
.eyebrow{
  display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:700;letter-spacing:.8px;
  text-transform:uppercase;color:var(--blue);background:var(--blue-soft);padding:7px 12px;border-radius:999px;margin-bottom:16px;
}
.eyebrow.light{background:rgba(255,255,255,.1);color:#B9C8F2}
.eyebrow.mint{background:var(--mint-soft);color:#0A7A57}
h1.display{font-size:clamp(34px,6vw,60px);font-weight:800;letter-spacing:-.035em;line-height:1.05}
.sec-title{font-size:clamp(26px,3.6vw,40px);font-weight:800;letter-spacing:-.03em;line-height:1.12}
.sec-text{font-size:16.5px;color:var(--ink-2);line-height:1.65;max-width:620px}
.sec-text.center{margin-left:auto;margin-right:auto}
.lead{font-size:18px;color:var(--ink-2);line-height:1.65}
.muted{color:var(--muted)}
.grad{background:linear-gradient(95deg,#5B85FF,var(--mint));-webkit-background-clip:text;background-clip:text;color:transparent}

/* ============ SECTIONS ============ */
.sec{padding:72px 0}
.sec-tight{padding:48px 0}
.sec-alt{background:#fff}
.sec-navy{background:var(--navy);color:#fff}
.sec-navy .sec-text,.sec-navy .lead{color:#AFC0E6}
.sec-head{max-width:720px;margin-bottom:40px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head .sec-text{margin-top:14px}
@media(min-width:900px){.sec{padding:96px 0}}

/* ============ HERO ============ */
.hero{
  position:relative;overflow:hidden;background:var(--navy);color:#fff;
  padding:56px 0 0;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:
    radial-gradient(640px 420px at 85% 20%,var(--glow-blue),transparent 70%),
    radial-gradient(420px 320px at 12% 90%,var(--glow-mint),transparent 70%);
  pointer-events:none;
}
.hero::after{
  content:'';position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);
  background-size:44px 44px;
  mask-image:radial-gradient(ellipse at 60% 40%,#000 20%,transparent 75%);
  -webkit-mask-image:radial-gradient(ellipse at 60% 40%,#000 20%,transparent 75%);
  pointer-events:none;
}
.hero .wrap{position:relative;z-index:1}
.hero-grid{display:grid;gap:44px;align-items:center}
.hero h1{margin:0 0 18px}
.hero p.lead{color:#AFC0E6;max-width:540px;margin-bottom:28px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:28px}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:13.5px;color:#9DB0D8}
.hero-trust span{display:inline-flex;align-items:center;gap:7px}
.hero-trust svg{color:var(--mint)}
.hero-visual{position:relative;padding:20px 0 0;display:flex;justify-content:center}
.hero-bottom{margin-top:56px;background:rgba(255,255,255,.06);border-top:1px solid rgba(255,255,255,.08);position:relative;z-index:1}
@media(min-width:960px){
  .hero{padding-top:84px}
  .hero-grid{grid-template-columns:1.05fr .95fr;gap:40px}
  .hero-bottom{margin-top:72px}
}

/* ---- phone mockup ---- */
.phone{
  width:292px;height:600px;border-radius:44px;background:#0A1230;padding:12px;
  box-shadow:0 40px 90px -30px rgba(0,0,0,.7),0 0 0 1px rgba(255,255,255,.08),inset 0 0 0 2px #1C2A55;
  position:relative;flex-shrink:0;
}
.phone::before{
  content:'';position:absolute;top:22px;left:50%;transform:translateX(-50%);width:92px;height:24px;border-radius:14px;background:#0A1230;z-index:3;
}
.phone-screen{width:100%;height:100%;border-radius:34px;background:var(--bg);overflow:hidden;position:relative;display:flex;flex-direction:column}
.ps-top{background:var(--navy);color:#fff;padding:48px 18px 36px;border-radius:0 0 24px 24px}
.ps-hi{font-size:10.5px;color:#8FA5D4}
.ps-name{font-size:14.5px;font-weight:700}
.ps-wallet{
  margin:-22px 14px 0;background:#fff;border-radius:18px;padding:14px 16px;box-shadow:var(--sh);position:relative;z-index:1;
}
.ps-wallet small{font-size:11px;color:var(--muted);display:block}
.ps-wallet b{font-size:24px;font-weight:800;letter-spacing:-.5px;color:var(--navy);display:block;line-height:1.2}
.ps-wallet .ps-up{display:inline-flex;align-items:center;gap:4px;font-size:11px;font-weight:700;color:#0A9B6E;background:var(--mint-soft);padding:3px 8px;border-radius:7px;margin-top:6px}
.ps-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:12px 14px 0}
.ps-stat{background:#fff;border-radius:14px;padding:11px 12px;box-shadow:var(--sh-sm)}
.ps-stat small{font-size:10px;color:var(--muted);display:block}
.ps-stat b{font-size:15px;font-weight:800;color:var(--navy)}
.ps-list{padding:12px 14px 0;display:grid;grid-template-columns:minmax(0,1fr);gap:8px}
.ps-row{display:flex;align-items:center;gap:10px;min-width:0;background:#fff;border-radius:14px;padding:10px 12px;box-shadow:var(--sh-sm)}
.ps-av{width:30px;height:30px;border-radius:10px;background:var(--blue-soft);color:var(--blue);font-size:11px;font-weight:800;display:grid;place-items:center;flex-shrink:0}
.ps-row div{flex:1;min-width:0}
.ps-row b{font-size:12px;font-weight:700;color:var(--navy);display:block;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ps-row small{font-size:10px;color:var(--muted);display:block;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ps-row em{font-style:normal;font-size:12px;font-weight:800;color:#0A9B6E;flex-shrink:0}
.ps-nav{margin-top:auto;background:#fff;border-top:1px solid var(--line);display:flex;padding:10px 8px 14px}
.ps-nav span{flex:1;height:6px;border-radius:3px;background:var(--line);margin:0 6px}
.ps-nav span.on{background:var(--blue)}

.float{
  position:absolute;z-index:4;background:#fff;color:var(--navy);border-radius:16px;padding:11px 14px;box-shadow:var(--sh-lg);
  display:flex;align-items:center;gap:10px;font-size:12.5px;font-weight:600;white-space:nowrap;
  animation:floaty 5s ease-in-out infinite;
}
.float small{display:block;font-size:10.5px;color:var(--muted);font-weight:500}
.float b{font-size:13.5px;font-weight:800}
.float .fi{width:34px;height:34px;border-radius:11px;display:grid;place-items:center;flex-shrink:0}
.float-1{left:-150px;top:110px}
.float-2{right:-130px;top:300px;animation-delay:-2.2s}
.float-3{left:-120px;bottom:90px;animation-delay:-3.6s}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
@media(max-width:640px){
  .phone{width:260px;height:540px}
  .float{font-size:11.5px;padding:9px 11px}
  .float-1{left:-20px;top:-12px}
  .float-2{display:none}
  .float-3{left:auto;right:-28px;bottom:28px}
}
@media(prefers-reduced-motion:reduce){.float{animation:none}}

/* ============ STATS ============ */
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:0}
.stats > div{padding:22px 16px;text-align:center;border-right:1px solid rgba(255,255,255,.08)}
.stats > div:nth-child(2n){border-right:0}
.stats b{display:block;font-size:30px;font-weight:800;letter-spacing:-1px;line-height:1.1;color:#fff}
.stats span{font-size:12.5px;color:#9DB0D8;font-weight:600;letter-spacing:.3px}
@media(min-width:760px){
  .stats{grid-template-columns:repeat(4,1fr)}
  .stats > div{padding:30px 20px;border-right:1px solid rgba(255,255,255,.08)}
  .stats > div:nth-child(2n){border-right:1px solid rgba(255,255,255,.08)}
  .stats > div:last-child{border-right:0}
  .stats b{font-size:38px}
}

/* ============ LOGOS ============ */
.logos{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;align-items:center}
.logo-pill{
  display:inline-flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:10px 16px 10px 10px;font-size:14px;font-weight:700;color:var(--navy);box-shadow:var(--sh-sm);
}
.logo-pill img{width:34px;height:34px;object-fit:contain;border-radius:9px;background:#fff}
.logo-pill i{width:34px;height:34px;border-radius:9px;background:var(--blue-soft);color:var(--blue);font-style:normal;font-weight:800;font-size:12px;display:grid;place-items:center}
.logo-pill small{font-weight:600;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.4px;margin-left:2px}

/* ============ FEATURE CARDS ============ */
.feat-grid{display:grid;gap:16px}
@media(min-width:640px){.feat-grid{grid-template-columns:1fr 1fr}}
@media(min-width:1000px){.feat-grid{grid-template-columns:repeat(3,1fr);gap:20px}}
.feat{
  background:#fff;border-radius:var(--r-lg);padding:26px 24px;box-shadow:var(--sh);
  border:1px solid transparent;transition:transform .2s,box-shadow .2s,border-color .2s;position:relative;overflow:hidden;
}
.feat:hover{transform:translateY(-3px);box-shadow:var(--sh-lg);border-color:var(--line)}
.feat-ico{width:50px;height:50px;border-radius:16px;display:grid;place-items:center;margin-bottom:18px}
.feat h3{font-size:18px;margin-bottom:8px}
.feat p{font-size:14.5px;color:var(--ink-2);line-height:1.6}
.feat .feat-link{display:inline-flex;align-items:center;gap:5px;margin-top:14px;font-size:13.5px;font-weight:700;color:var(--blue)}
.feat-dark{background:var(--navy);color:#fff}
.feat-dark p{color:#AFC0E6}
.feat-dark h3{color:#fff}

/* ============ STEPS ============ */
.steps{display:grid;gap:14px;counter-reset:step}
@media(min-width:900px){.steps{grid-template-columns:repeat(4,1fr);gap:18px}}
.step{
  background:#fff;border-radius:var(--r-lg);padding:26px 22px 24px;box-shadow:var(--sh);position:relative;counter-increment:step;
}
.step::before{
  content:counter(step,decimal-leading-zero);position:absolute;right:18px;top:14px;font-size:40px;font-weight:800;letter-spacing:-2px;
  color:var(--line-soft);line-height:1;
}
.step-ico{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;margin-bottom:16px;background:var(--blue-soft);color:var(--blue)}
.step h3{font-size:17px;margin-bottom:7px}
.step p{font-size:14px;color:var(--ink-2);line-height:1.6}
.steps.vertical{grid-template-columns:1fr;max-width:640px}
.steps.vertical .step{display:grid;grid-template-columns:46px 1fr;gap:16px;align-items:start}
.steps.vertical .step-ico{margin:0}

/* ============ CATEGORY GRID ============ */
.cat-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
@media(min-width:640px){.cat-grid{grid-template-columns:repeat(3,1fr)}}
@media(min-width:960px){.cat-grid{grid-template-columns:repeat(5,1fr);gap:14px}}
.cat{
  background:#fff;border-radius:var(--r-lg);padding:20px 16px;box-shadow:var(--sh-sm);text-align:center;
  transition:transform .18s,box-shadow .2s;display:block;
}
.cat:hover{transform:translateY(-3px);box-shadow:var(--sh)}
.cat-ico{width:50px;height:50px;border-radius:16px;display:grid;place-items:center;margin:0 auto 12px}
.cat b{display:block;font-size:14.5px;color:var(--navy);line-height:1.3}
.cat small{display:block;font-size:12px;color:var(--muted);margin-top:4px}

/* ============ PRODUCT CARDS (site tweaks) ============ */
.site .prod{border:1px solid transparent;transition:transform .18s,box-shadow .2s,border-color .2s}
.site .prod:hover{transform:translateY(-3px);box-shadow:var(--sh-lg);border-color:var(--line)}
.prod-pay{
  display:inline-flex;align-items:center;gap:6px;background:var(--mint-soft);color:#0A7A57;font-weight:800;
  font-size:12.5px;padding:6px 10px;border-radius:9px;
}
.prod-pay.locked{background:var(--line-soft);color:var(--muted);font-weight:600}
.prod-tag{font-size:11.5px;color:var(--muted);line-height:1.45;margin-top:8px}
.prod-cta{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:14px;padding-top:12px;border-top:1px solid var(--line-soft);font-size:13px;font-weight:700;color:var(--blue)}

/* ============ PERSONAS ============ */
.persona-grid{display:grid;gap:14px}
@media(min-width:640px){.persona-grid{grid-template-columns:1fr 1fr}}
@media(min-width:1000px){.persona-grid{grid-template-columns:repeat(4,1fr)}}
.persona{background:#fff;border-radius:var(--r-lg);padding:22px;box-shadow:var(--sh-sm);display:flex;gap:14px;align-items:flex-start}
.persona .avatar{flex-shrink:0;font-size:14px}
.persona b{display:block;font-size:15px;color:var(--navy);margin-bottom:4px}
.persona p{font-size:13.5px;color:var(--ink-2);line-height:1.55}

/* ============ CALCULATOR ============ */
.calc{background:#fff;border-radius:var(--r-xl);box-shadow:var(--sh-lg);overflow:hidden;display:grid}
@media(min-width:900px){.calc{grid-template-columns:1.1fr .9fr}}
.calc-form{padding:30px 26px}
.calc-out{background:var(--navy);color:#fff;padding:30px 26px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.calc-out::before{content:'';position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,var(--glow-blue),transparent 70%)}
.calc-out > *{position:relative}
.calc-row{margin-bottom:22px}
.calc-row .calc-lbl{display:flex;justify-content:space-between;align-items:center;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:10px}
.calc-row .calc-lbl output{font-weight:800;color:var(--blue);background:var(--blue-soft);padding:3px 10px;border-radius:8px;font-size:13.5px}
.calc input[type=range]{width:100%;accent-color:var(--blue);height:34px}
.calc-big{font-size:clamp(38px,6vw,54px);font-weight:800;letter-spacing:-2px;line-height:1;margin:6px 0 4px}
.calc-sub{font-size:13.5px;color:#9DB0D8}
.calc-split{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:22px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12)}
.calc-split b{display:block;font-size:20px;font-weight:800;letter-spacing:-.5px}
.calc-split small{font-size:12px;color:#9DB0D8}
.calc-note{font-size:11.5px;color:#7F93C4;margin-top:18px;line-height:1.5}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:var(--line-soft);padding:5px;border-radius:12px;margin-bottom:22px}
.seg button{border:0;background:transparent;padding:10px;border-radius:9px;font-weight:600;font-size:14px;color:var(--muted);cursor:pointer}
.seg button.on{background:#fff;color:var(--navy);box-shadow:var(--sh-sm)}

/* ============ COMPARE ============ */
.compare{display:grid;gap:18px}
@media(min-width:860px){.compare{grid-template-columns:1fr 1fr;gap:24px}}
.plan{background:#fff;border-radius:var(--r-xl);box-shadow:var(--sh);padding:30px 26px;position:relative;overflow:hidden;display:flex;flex-direction:column}
.plan.featured{background:var(--navy);color:#fff}
.plan.featured::before{content:'';position:absolute;right:-90px;top:-90px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,var(--glow-blue),transparent 70%)}
.plan > *{position:relative}
.plan-tag{display:inline-flex;font-size:11.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;padding:6px 11px;border-radius:999px;background:var(--blue-soft);color:var(--blue);margin-bottom:16px;align-self:flex-start}
.plan.featured .plan-tag{background:rgba(255,255,255,.12);color:#B9C8F2}
.plan h3{font-size:26px;letter-spacing:-.5px;margin-bottom:8px}
.plan p.plan-desc{font-size:15px;color:var(--ink-2);line-height:1.6;margin-bottom:22px}
.plan.featured p.plan-desc{color:#AFC0E6}
.plan .bullets{margin-bottom:26px}
.plan.featured .bullets li{color:#DCE4F7}
.plan .btn{margin-top:auto}

/* ============ FAQ ============ */
.faq{display:grid;gap:10px;max-width:820px;margin:0 auto}
.faq details{background:#fff;border-radius:var(--r);box-shadow:var(--sh-sm);border:1px solid transparent;transition:border-color .2s}
.faq details[open]{border-color:var(--line)}
.faq summary{
  list-style:none;cursor:pointer;padding:18px 20px;font-size:15.5px;font-weight:700;color:var(--navy);
  display:flex;align-items:center;justify-content:space-between;gap:14px;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary svg{flex-shrink:0;color:var(--muted);transition:transform .2s}
.faq details[open] summary svg{transform:rotate(180deg);color:var(--blue)}
.faq .faq-a{padding:0 20px 20px;font-size:14.5px;color:var(--ink-2);line-height:1.65}
.faq-group{font-size:12px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;color:var(--muted);margin:26px 0 10px}
.faq-group:first-child{margin-top:0}

/* ============ CTA BAND ============ */
.cta-band{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:64px 0}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(560px 360px at 90% 50%,var(--glow-blue),transparent 70%),radial-gradient(360px 260px at 8% 100%,var(--glow-mint),transparent 70%)}
.cta-band-inner{position:relative;display:grid;gap:26px;align-items:center}
.cta-band h2{font-size:clamp(26px,3.6vw,38px);letter-spacing:-.03em;margin-bottom:12px}
.cta-band p{color:#AFC0E6;font-size:16px;max-width:560px;line-height:1.6}
.cta-band-actions{display:flex;flex-wrap:wrap;gap:12px}
@media(min-width:900px){.cta-band-inner{grid-template-columns:1.3fr auto}.cta-band{padding:84px 0}}

/* ============ FOOTER ============ */
.footer{background:#070F26;color:#AFC0E6;padding:60px 0 28px;font-size:14px}
.footer .brand{margin-bottom:16px}
.footer .brand-name{color:#fff;display:block}
.footer .brand-sub{display:block}
.footer-grid{display:grid;gap:34px 24px}
@media(min-width:700px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(min-width:1000px){.footer-grid{grid-template-columns:1.6fr .8fr .8fr .8fr 1.3fr}}
.footer-brand p{line-height:1.65;max-width:360px;margin-bottom:18px}
.footer-h{font-size:12px;font-weight:700;letter-spacing:.9px;text-transform:uppercase;color:#fff;margin-bottom:14px}
.footer a{display:block;padding:5px 0;color:#AFC0E6;transition:color .15s}
.footer a:hover{color:#fff}
.footer .brand{display:flex;padding:0}
.footer-contact a{display:flex;align-items:center;gap:9px}
.footer-addr{display:flex;gap:9px;align-items:flex-start;line-height:1.5;margin-top:6px}
.footer-addr svg{flex-shrink:0;margin-top:3px}
.footer-apps{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.app-badge{
  display:inline-flex !important;align-items:center;gap:10px;background:#111A38;border:1px solid rgba(255,255,255,.12);
  border-radius:12px;padding:8px 14px 8px 11px !important;color:#fff !important;line-height:1.1;
}
.app-badge small{display:block;font-size:9.5px;letter-spacing:.5px;color:#9DB0D8;margin-bottom:2px}
.app-badge span{font-size:14.5px;font-weight:700}
.app-badge:hover{border-color:rgba(255,255,255,.3)}
.social{display:flex;gap:8px}
.social a{width:38px;height:38px;border-radius:11px;background:rgba(255,255,255,.07);display:grid !important;place-items:center;padding:0 !important;color:#fff}
.social a:hover{background:var(--blue)}
.footer-bottom{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.08);display:grid;gap:8px;font-size:12.5px;color:#7F93C4}
.footer-note{line-height:1.55;max-width:760px}

/* ============ PAGE HERO (inner pages) ============ */
.page-hero{background:var(--navy);color:#fff;padding:52px 0 64px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(560px 360px at 90% 10%,var(--glow-blue),transparent 70%)}
.page-hero .wrap{position:relative}
.page-hero h1{font-size:clamp(30px,5vw,48px);font-weight:800;letter-spacing:-.03em;line-height:1.1;margin-bottom:14px;max-width:760px}
.page-hero p{color:#AFC0E6;font-size:17px;line-height:1.6;max-width:620px}
.page-hero .hero-actions{margin:24px 0 0}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;font-size:12.5px;color:#7F93C4;margin-bottom:22px}
.crumbs a{color:#9DB0D8}
.crumbs span::before{content:'/';margin-right:6px;color:#4F6197}
@media(min-width:900px){.page-hero{padding:72px 0 84px}}
.lift{margin-top:-36px;position:relative;z-index:2}

/* ============ LEGAL / PROSE ============ */
.prose{max-width:820px;background:#fff;border-radius:var(--r-xl);box-shadow:var(--sh);padding:34px 26px}
@media(min-width:760px){.prose{padding:48px 52px}}
.prose h2{font-size:21px;margin:34px 0 12px;letter-spacing:-.02em}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:16.5px;margin:22px 0 8px}
.prose p,.prose li{font-size:15px;color:var(--ink-2);line-height:1.7}
.prose p{margin-bottom:12px}
.prose ul,.prose ol{padding-left:22px;margin:0 0 14px}
.prose li{margin-bottom:6px}
.prose strong{color:var(--navy)}
.prose .meta{font-size:13px;color:var(--muted);margin-bottom:26px;padding-bottom:18px;border-bottom:1px solid var(--line-soft)}
.prose a{color:var(--blue);font-weight:600}
.prose table{width:100%;border-collapse:collapse;font-size:14px;margin:8px 0 18px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line-soft);vertical-align:top;color:var(--ink-2)}
.prose th{color:var(--navy);font-weight:700;background:var(--line-soft)}
.toc{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}
.toc a{font-size:13px;font-weight:600;background:var(--line-soft);color:var(--navy);padding:7px 12px;border-radius:9px}
.toc a:hover{background:var(--blue-soft);color:var(--blue)}

/* ============ CONTACT ============ */
.contact-grid{display:grid;gap:22px}
@media(min-width:900px){.contact-grid{grid-template-columns:1fr 1.25fr;gap:28px;align-items:start}}
.contact-cards{display:grid;gap:12px}
.ccard{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-sm);padding:20px;display:flex;gap:14px;align-items:flex-start}
.ccard .feat-ico{margin:0;width:44px;height:44px;border-radius:14px;flex-shrink:0}
.ccard b{display:block;font-size:14.5px;color:var(--navy);margin-bottom:3px}
.ccard a,.ccard span{font-size:14px;color:var(--ink-2);word-break:break-word}
.ccard a:hover{color:var(--blue)}
.form-card{background:#fff;border-radius:var(--r-xl);box-shadow:var(--sh);padding:28px 22px}
@media(min-width:700px){.form-card{padding:36px}}
.form-card h2{font-size:22px;margin-bottom:6px}
.form-card .auth-note{margin-bottom:22px}
.hp{position:absolute;left:-9999px;top:-9999px;opacity:0;height:0;width:0}

/* ============ APP PAGE ============ */
.app-hero-grid{display:grid;gap:40px;align-items:center}
@media(min-width:900px){.app-hero-grid{grid-template-columns:1fr 1fr}}
.app-feats{display:grid;gap:12px}
@media(min-width:640px){.app-feats{grid-template-columns:1fr 1fr}}
.app-feat{display:flex;gap:12px;align-items:flex-start;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:16px}
.app-feat .fi{width:38px;height:38px;border-radius:12px;background:rgba(44,92,255,.25);color:#B9C8F2;display:grid;place-items:center;flex-shrink:0}
.app-feat b{display:block;font-size:14.5px;color:#fff;margin-bottom:3px}
.app-feat span{font-size:13px;color:#AFC0E6;line-height:1.5}
.badge-row{display:flex;flex-wrap:wrap;gap:12px}
.badge-row .app-badge{padding:12px 18px 12px 14px !important;border-radius:14px}
.badge-row .app-badge span{font-size:16px}
.qr-box{display:inline-flex;align-items:center;gap:14px;background:#fff;color:var(--navy);border-radius:16px;padding:12px 16px 12px 12px;box-shadow:var(--sh)}
.qr-box img{width:84px;height:84px;border-radius:10px}
.qr-box b{display:block;font-size:14px}
.qr-box small{font-size:12px;color:var(--muted)}
.soon{display:inline-flex;align-items:center;gap:7px;background:var(--amber-soft);color:#9A6407;font-weight:700;font-size:12.5px;padding:7px 12px;border-radius:999px}
.ol-list{counter-reset:ol;display:grid;gap:10px;max-width:640px}
.ol-list li{list-style:none;display:flex;gap:14px;align-items:flex-start;font-size:15px;color:var(--ink-2);line-height:1.6;counter-increment:ol}
.ol-list li > span{flex:1;min-width:0}
.ol-list li strong{color:var(--navy)}
.ol-list li::before{content:counter(ol);width:30px;height:30px;border-radius:10px;background:var(--blue-soft);color:var(--blue);font-weight:800;font-size:13px;display:grid;place-items:center;flex-shrink:0}

/* ============ ABOUT ============ */
.about-grid{display:grid;gap:26px}
@media(min-width:900px){.about-grid{grid-template-columns:1.2fr .8fr;gap:40px;align-items:start}}
.value-list{display:grid;gap:12px}
.value{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-sm);padding:18px 20px;display:flex;gap:14px}
.value .feat-ico{width:42px;height:42px;border-radius:13px;margin:0;flex-shrink:0}
.value b{display:block;font-size:15px;color:var(--navy);margin-bottom:3px}
.value p{font-size:13.5px;color:var(--ink-2);line-height:1.55}
.fact-card{background:var(--navy);color:#fff;border-radius:var(--r-xl);padding:28px 26px;position:relative;overflow:hidden}
.fact-card::before{content:'';position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,var(--glow-blue),transparent 70%)}
.fact-card > *{position:relative}
.fact-card .dl-row{border-color:rgba(255,255,255,.1)}
.fact-card .dl-k{color:#9DB0D8}
.fact-card .dl-v{color:#fff}

/* ============ EXPLORE FILTERS ============ */
.filter-bar{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:22px}
.filter-bar .search{flex:1;min-width:220px;margin:0}
.lock-note{display:flex;gap:11px;align-items:flex-start;background:var(--blue-soft);color:var(--blue-dark);border-radius:var(--r);padding:14px 16px;font-size:14px;line-height:1.55;margin-bottom:22px}
.lock-note svg{flex-shrink:0;margin-top:2px}

/* ============ TWO COL ============ */
.two-col{display:grid;gap:30px;align-items:center}
@media(min-width:900px){.two-col{grid-template-columns:1fr 1fr;gap:56px}}
.two-col.rev > :first-child{order:2}
@media(max-width:899px){.two-col.rev > :first-child{order:0}}
.mini-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh);padding:20px 22px}
.mini-stack{display:grid;gap:12px}
.timeline-demo{background:#fff;border-radius:var(--r-xl);box-shadow:var(--sh-lg);padding:24px}
.timeline-demo .tl-title{font-size:14px}
.timeline-demo .timeline li{padding-bottom:16px}

/* ============ REVEAL ============ */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
.reveal-d1{transition-delay:.08s}.reveal-d2{transition-delay:.16s}.reveal-d3{transition-delay:.24s}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ============ UTIL ============ */
.grid-2{display:grid;gap:16px}
@media(min-width:760px){.grid-2{grid-template-columns:1fr 1fr}}
.mt-32{margin-top:32px}.mt-40{margin-top:40px}.mb-32{margin-bottom:32px}
.text-center{text-align:center}
.inline-links{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.pill{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:13px;font-weight:600;color:var(--navy)}
.pill svg{color:var(--mint)}
.hr{height:1px;background:var(--line);margin:34px 0}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}